Online loans, straight to the point.
Cityloan funds your personal projects with a clear rate, a simplified application and a team that actually replies. Simulate your monthly payment on the right, in under a minute.
Behind every file, a real conversation.
Cityloan is built online, but every request is still read and answered by a person. No call centre menus, no automated rejections without explanation.
- A dedicated contact follows your file from start to finish.
- Every question gets a plain-language answer by email.
- If we decline a file, we explain why.
A loan designed to be understood before it's signed.
We removed the paperwork and kept what matters: a fixed rate, one point of contact, and a timeline you control from day one to the last repayment.
Fixed rate, announced upfront
The rate shown in your simulation is the one in your offer. No surprise payments along the way.
100% online application
Submit your supporting documents from your phone or computer, wherever you are.
An advisor, not a phone tree
Every request is followed by a real person you can reach by email, for clear answers to your questions.
Three steps, from simulation to funds in your account.
The same path for every application, with no hidden step.
Adjust amount and term
The simulator calculates your monthly payment live, with no commitment or data collection at this stage.
Send your application
ID, proof of address and proof of income: three documents are enough for the initial review.
Sign and receive the funds
Once the offer is accepted, funds are transferred to your account within a few business days.
Before you start your request
The simulation rate is indicative. It becomes final once your file has been reviewed and your personalised loan offer issued.
Yes, early repayment, partial or full, is possible at any time. Applicable conditions are stated in your loan offer.
A first reply is sent within 24 business hours of receiving a complete file.
Conditions written plainly, with no hidden fine print.
Three plans depending on your project, one common set of conditions.
| Plan | Amount | Term | Indicative fixed rate | Typical use |
|---|---|---|---|---|
| Short term | 1,000 € – 8,000 € | 6 to 24 months | 4.90 % | Unexpected expense, one-off purchase |
| Medium term | 5,000 € – 20,000 € | 24 to 48 months | 5.90 % | Vehicle, renovation, equipment |
| Long term | 15,000 € – 500,000 € | 48 to 84 months | 6.90 % | Large personal project |
Who can apply for a Cityloan loan
- Be of legal age and reside in a country where Cityloan operates.
- Have a regular income, whether employed or self-employed.
- Hold a bank account in your name.
- Not be listed in a payment default register.
What to prepare
- A valid form of identification.
- A proof of address less than three months old.
- Your last three payslips or proof of income.
- A bank account statement (IBAN details).
A lender built for the web, not adapted to it.
Cityloan started from a simple observation: applying for a loan used to take longer to understand than to repay. We rebuilt the process around clarity.
Clarity
Every figure shown is explained. No fees appear after signing.
Speed
A complete file gets a first reply within 24 business hours, not two weeks.
Responsibility
We review your repayment capacity before offering you a loan.
Accessibility
A process designed to be completed entirely from a phone.
From an idea to a loan people actually understand.
A loan process that was too opaque
Traditional financing meant multiple appointments and hard-to-read documents. Cityloan was built to replace that complexity with a guided online path.
A simulator before any request
We chose to put the monthly payment calculation first, before collecting any information, so every request starts from a number people understand.
Human support, delivered online
Your file is submitted online, but every exchange is still followed by a contact reachable by email, from the first message to the last repayment.
Let's talk about your project.
Fill in the form or write to us directly: your message opens an email already addressed to our team.
Contact details
Our team handles requests Monday to Friday, 9am to 6pm.